FROM INPUT TO PAYOFF
How this private loan calculator works
See how your monthly payment is divided between interest and principal without creating an account.
Enter your current loan balance, annual interest rate, repayment method, and required monthly payment or principal. You can also test an extra principal payment.
Calculations happen right in your browser, so your loan numbers aren’t sent to us.
The result shows your first payment breakdown, estimated payoff date, remaining interest, and the effect of paying extra.